Blog
Debt Ceiling Debate
May 23, 2023 It is likely that you have seen stories in the financial and mainstream media about the national debt and the debt ceiling. As usual, there are plenty of predictions and strong opinions. We are here to not only...
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First Quarter Market Letter
2022 had not been a good year. In a rare occurrence, both equities and bonds had fallen. Stocks fell over 18% and bonds fell 13%. The massive liquidity that had been injected into world economies had caused inflation to surge, rising...
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Special Letter Regarding Recent Bank Failures
March 13, 2023 You have likely seen in the ongoing news that some bank closures have occurred in recent days. As your financial partner, we are committed to following events that can affect you and your...
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Is the Bear Market Over?
"Is the bear market over?"That's a question I've been asked a number of times in recent weeks. And my answer is the same, "Let's give it a little time."But people are quick to remind me that stocks are off to a good start in 2023,...
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Benefits of Financial Freedom
Financial Freedom means you have enough financial resources to pay your living expenses and allows you to afford many of your life goals. It means you can live without being tied down to a strict budget or living from paycheck to paycheck.
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Important Information Regarding the Secure 2.0 Act of 2022
On December 23, 2022 Congress passed—and the President is expected to sign the legislation during the week of December 26, 2022— the Consolidated Appropriations Act, 2023 (the Appropriations Act). The Appropriations Act...
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Outlook 2023: What's Next for Interest Rates?
What does the bond market know that the Fed isn’t telling us?Fed officials recently have said that short-term rates will need to climb to over 5 percent to bring inflation under control. But in the table below, you can see that...
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Year-end Tax Planning for 2022
With year-end approaching, it is time to start thinking about moves that may help lower your tax bill for this year and next. This year’s planning is more challenging than usual due to recent changes made by the Inflation...
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New Retirement Contribution Limits for 2023
The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...
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Warren Buffett on Contrarian Investing
You may have heard the phrase “contrarian investing,” but did you know that one of the most reliable contrary indicators is individual investors?Retail investors often do the wrong thing at the wrong time. But this year,...
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